Denora Marshall-McPhee, Regional Director, Offshore Trust at Scotia Wealth Management, has over 20 years of experience in Wealth Management, Risk Management and Compliance. Denora joined Scotiabank in 2018 and heads the wealth distribution, fiduciary services and investment teams which manage the estate planning, fiduciary services and investment needs of its international high and ultra-high net worth clients based primarily in Latin America and the Caribbean. Denora has worked in various sectors within wealth management and banking, including retail, private banking, and estate planning for various large international institutions.

Denora holds an LLB (Hon) degree from the University of Huddersfield and is a member of the Society of Trust and Estate Practitioners (STEP). She has also attained the STEP Advanced Certificate in Trust Disputes. Denora is a Fellow of the International Compliance Association (ICA) and holds a Diploma in Anti-Money Laundering and Compliance from ICA. Along with the FINRA General Securities Representative Qualification Examination, Denora also received alternative investments, trust administration and compliance training in Guernsey, Jersey, Zurich and Geneva. Denora was also a member of the Bahamas Private Foundation Legislation Working Committee with the Bahamas Financial Services Board (BFSB).

Scotiabank's vision is to be our clients' most trusted financial partner and to deliver sustainable, profitable growth and maximize total shareholder return. Guided by our purpose: "for every future," we help our clients, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

Scotiabank trades on the Toronto Stock Exchange (TSX: BNS) and New York Stock Exchange (NYSE: BNS). The Bank has operated in Canada since 1832, in the U.S. and the Caribbean since the 1880s and in Latin America and Asia since the 1960s.